Punjab Rozgar Scheme 2025 Apply Online - Complete Details

Punjab Rozgar Scheme 2025 Apply Online – Complete Details

The Punjab Rozgar Scheme is a groundbreaking initiative launched by the Government of Punjab, Pakistan, aimed at reducing unemployment and fostering economic growth by providing financial support to small and medium enterprises (SMEs). This scheme is designed to empower budding entrepreneurs, stimulate job creation, and enhance the overall economic landscape of the province.

In history of Pakistan first time in Punjab largest employment program is going to be launched by CM Punjab Punjab Rozgar Scheme 2025 Those candidates having business in Pakistan or want to start their business will be eligible for this program

Punjab Rozgar Scheme 2024 Apply Online

The Chief Minister of Punjab Sardar Usman Khan Buzdar has be launched Punjab Rozgar Scheme 2025 Apply Online Which is Pakistan’s Biggest Rozgar Scheme In The History of  Punjab Rozgar Scheme 2025 Application from. The major purpose of this rozgar scheme to provide to loan on easy term and condition and as well as career opportunity to Pakistani young having punjab resident to reduce unemployment and increase the business level in pakistan

The government of Punjab Chief Minister wil be distribute Budget Punjab Employment Rozgar Scheme 2024 under which loans of up to Rs 10 million will be provided to increase employment in the province. Punjab Rozgar Scheme.

According to Government of Punjab Rozgar Scheme 2025 amounting to almost 30 billion rupees worth of accessible financing, especially for small businesses and young entrepreneurs in Punjab Province.

Read: CPEC Internship Program 2025 For Graduates Apply Online

Punjab Rozgar Scheme 2025 more than 30 Billion rupees worth will be given as easy loans to applicants on different criteria fully mention below. The candidates can apply for the loan from PKR 100,000/- up to 10000,000/-

Eligibility Criteria for Punjab Rozgar Scheme 2025

Age20 to 50 years
GenderMale / Female / Transgender
ResidentCitizen of Pakistan, Resident in Punjab, verified through CNIC
Business LocationPunjab
Business TypeSole Proprietor, Partnership, or any business fulfilling other
Account StatusMust have a clean e-CIB / Credit History
Loan ForFor startups / new businesses
Business CategoryHaving a viable business plan
For Running businesses
Having a valuable business plan with a focus to sustain the impact of COVID-19
DocumentsValid CNIC
QualificationNo preferred

Loan Details:

The Punjab Rozgar Scheme offers loans ranging from PKR 100,000 to PKR 10,000,000, depending on the nature and requirements of the business. The loans are provided at a subsidized mark-up rate of 4% to 5%, significantly lower than conventional lending rates. The repayment period extends up to eight years, with a grace period of up to one year, easing the financial burden on entrepreneurs during the initial stages of their ventures

Punjab Rozgar Scheme 2025: Simple steps to fill online form

  • Here is the step-by-step guide for you to fill the for:
  • Open the Punjab Rozgar Scheme 2025 web portal to apply for the loan.
  • You cannot download the form so you have to apply online.
  • As you go on the homepage, select the option “Applicant Signup”.
FeatureDescription
Loan LimitUpto Rs. 10.00 MillionClean lending: from Rs. 100,000/- to Rs. 1,000,000/-Secured lending: from Rs. 1,000,001/- to Rs. 10,000,000/-Under Punjab Green Development Program, the limit of a loan will remain the same. However, preference will be given to the micro-enterprises, ready to adopt the environment improving technology, having up to 10 numbers of employees.
Purpose of loanSetting up of new businessBalancing, Modernization and Replacement (BM&R) for existing businessesWorking Capital
MSME SectorManufacturing, Service, Trading, Agriculture and Live Stock(Environment Friendly / Quality Improving Micro Enterprises as defined above will also be considered under the Punjab Green Development Program)
Processing feeRs. 2000/- (non-refundable) at the time of submission of application
Tenure of loan/Repayment PeriodFrom 02 to 05 years including a grace period
Grace periodUp to Six (06) Months (However, the markup will be charged during the grace period)
Type of loanTerm loan as per bank policy and working capital
Cost of CapitalCost of Capital to be paid by Borrower:4% for clean lending5% for secured lending
Debt: Equity80:20 (For males)90:10 (Women, Transgender and Differently abled)(Meaning thereby 20% / 10% of the project cost will be invested by the borrower)
Disbursement of loansIn installment(s) as per approved business plan

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